Know Your Rights
Dealing with the stress of a collision is hard enough without trying to figure out how your accident insurance works. Here are some answers to frequently-asked questions about insurance policies.
Will the insurance company guarantee your work?
We guarantee our own work, but the insurance company does not have the legal right to guarantee a third party's work.
Who pays for repairs?
It depends on the circumstances. If you were at fault, but have comprehensive or collision insurance, the insurance company would pay the costs minus your deductible. If the other party was at fault, their insurance company should pay.
Do I have to accept the insurance company's appraisal of damage?
No. Check the "Appraisal Clause" in your policy if you have differences with their appraisal. It allows you and the insurance company to gather an opinion from an appraiser you both agree upon, or a third-party "Umpire" if you cannot agree.
Do I have the right to a rental car?
If you have purchased rental car coverage and were not responsible for the accident, you may seek reimbursement from the insurance company or, if another driver was responsible for the accident, their insurance company.
If you do not have rental car coverage and were responsible for the accident, you have no grounds to ask for reimbursement. If the other driver was liable, you can generally seek reimbursement from their insurance company.
Want more information on your rights? To make an appointment, call us at 916-635-7089 or make an appointment online!
Brian is 100% the best guy to go to for auto repair. He's honest, hard-working and reliable. He's worked on 4 of our vehicles over the years and I couldn't have been luckier to find him when I moved to the area in 2013.
Colin C., 05/22/2020
Brian did good work and kept me informed all along the process.
William S., 05/22/2020
Brian is a very reliable and helpful mechanic! I've never had this quality experience from any other shop before. Brian really takes care of your vehicle. He offers fair pricing and top quality work. I appreciate his passion for what he does and will continue to bring all my vehicles to him for future mods and maintenance! I'd highly recommend Allen Imports!!
Cedric E., 05/22/2020